If you are buying, start with what a circle rate is and how stamp duty is calculated. If you are selling, read the guide on selling below circle rate. Each guide stands on its own, so you can jump straight to the one you need.
Circle rate basics
Start here if you are new to circle rates. What the rate means, why it is different from the price you pay, and how to read it for your flat, shop or plot.
What is circle rate?
Circle rate is the minimum value the government puts on a property for stamp duty. What it means, how it works and what each state in India calls it.
Circle rate vs market value
Circle rate is the government's minimum value for stamp duty, market value is what a buyer pays. What happens when your price is above or below circle rate.
Carpet or built-up area?
Should you multiply circle rate by carpet area, built-up area or super built-up area? What each one means, why it matters for stamp duty, with an example.
How to read circle rates
Circle rate, Jantri, Ready Reckoner or guideline value: a simple guide to reading the rates for your area, finding your zone and using the right rate.
Commercial property circle rate
Shops, offices and industrial property have their own circle rates, usually higher than flats. How to pick the right rate and calculate stamp duty.
Stamp duty and registration
How much you will pay at the registration office, which documents to keep ready, and what to do if the government value of your property looks too high.
Gujarat stamp duty and registration charges
How much stamp duty and registration fee will you pay in Gujarat? The 4.9% duty, the 1% fee, the benefit for women buyers and examples in rupees.
Maharashtra stamp duty and registration charges
Maharashtra stamp duty is 6% in Mumbai and 7% in Pune, Thane and Nagpur, with 1% less for women. Registration fee is 1%, up to ₹30,000. Examples in rupees.
Property registration checklist
A simple checklist for registering a flat, house or plot in India: the documents you need, the charges you pay and what happens at the Sub-Registrar office.
Challenge a stamp duty valuation
Got a notice saying your property was undervalued, or feel circle rate is too high? Here is how to challenge a stamp duty valuation in India, step by step.
Income tax on property deals
What happens when a property is sold below its circle rate value, for both the seller and the buyer, and how TDS works.
Jantri rates in Gujarat
Guides for Gujarat buyers: checking Jantri rate online, finding it by survey number, and where the new Jantri stands.
Check Jantri rate online
A simple guide to checking Jantri rate for any area in Gujarat online, reading it per sq ft or sq m, and calculating Jantri value of your flat or plot.
Jantri rate by survey number
Know your survey, block or FP number? How to find Jantri rate for it in Gujarat, with real examples from Ahmedabad and an easy way to calculate the value.
New Jantri rate in Gujarat
Has the new Jantri come into effect in Gujarat? Not yet. Where things stand in 2026, what happened to the draft and what it means if you buy or sell now.
Ready Reckoner rates in Maharashtra
A step by step guide to finding Ready Reckoner rate for your zone and turning it into the value of your flat.
Free tools to calculate your stamp duty
Once you know your rate, our free property tools do the maths for you: the value of your property, stamp duty and registration fee, area in any unit, and whether a sale price falls within the Section 50C limit. If you come across a word you don't know, such as CTS, guidance value or consideration, the glossary explains it in a line or two.